Notes on compliance, done right.
Practical writing on deterministic decisioning, onboarding, transaction monitoring, fraud and agentic payment compliance — from the team building it.
We're just getting started — these are the first topics we're publishing. Check back soon, or subscribe by getting in touch.
Can an AI agent be trusted to move money? A practical framework
Agents can request payments; they should never hold uncontrolled authority. A look at delegated authority, verifiable intent and fail-closed design.
Confirmation of payee: validating beneficiary details before you pay
Misdirected payments are expensive and avoidable. What a good beneficiary-validation check actually checks.
Cutting onboarding drop-off without cutting corners
Where applicants abandon, why, and how a configurable journey recovers conversions while staying compliant.
Velocity, rings and mules: the transaction patterns worth watching
A tour of the checks that catch structuring and money-mule networks — and how to tune them to your risk appetite.
Building an audit trail regulators actually accept
Append-only, hash-chained, and provable. What separates a real audit ledger from a log file.