Hold, move and convert money — your way.
Multi-currency wallets, virtual accounts and crypto addresses on one ledger-backed platform — with FX conversion, a pricing engine, and transfers that run through the same routing and approval as every payment.
Fiat, bank accounts and crypto — one ledger.
Every balance lives on the same double-entry ledger, whatever rail it sits on. The wallet model is the same; only what's underneath differs.
Multi-currency wallets
Hold balances in multiple currencies. Every wallet is ledger-backed and only accepts entries once it's open — the money that arrived has arrived, even when new debits are paused.
Virtual accounts (IBAN)
Issue account numbers payers send money to, under a sponsor bank. Inbound credits are auto-attributed to the right wallet; retired identifiers are never reissued.
Crypto addresses
Provision crypto receiving addresses and track on-chain confirmations before funds are treated as settled — the same wallet model, a different rail.
Every wallet has a lifecycle
Safe by construction, from first byte to retirement.
The ledger accepts an entry only while a wallet is open. Pausing debits never discards a credit that already arrived. A retired identifier is terminal — it's never handed out again.
Move it, convert it, prove it.
Pricing engine
Per-currency-pair margins over a market rate, applied consistently so every quote and conversion is priced the same way.
Money conversion (FX)
Convert between currencies with a held-quote flow — lock a rate, then execute — recorded as an exchange posting on the ledger.
Transfers & payouts
Move money out of a wallet to any rail through the orchestrator, or fund a wallet in — with the same approval and routing discipline.
Double-entry ledger
Every credit, debit, conversion and fee is a double-entry posting. A trial balance proves the books, and statements reconcile against the bank.
Wallet controls & approval
Freeze debits, retire an identifier, and gate sensitive wallet actions behind the same four-eyes approval as payments.
Multi-tenant & multi-zone
Wallets and accounts are isolated per tenant and pinned to a jurisdiction, with isolation enforced by architecture — not hand-written filters.
Part of one platform
The same discipline, end to end.
Wallets don't move money on their own. A payout from a wallet runs through the same smart routing, failover, approval and ledger as any other payment — so there's one set of controls, one audit trail, one truth.
- Payouts routed with failover across providers
- Four-eyes approval on sensitive movements
- Every movement a double-entry posting
- Reconciled against the bank statement
Give every customer an account.
Wallets, virtual accounts and crypto addresses — provisioned, funded, converted and reconciled on one platform.